Mike Smith's Blog

Posted on 01/12/2020
How to Get the Best ROI When Selling Your Green Home
Photo by OpenClipart-Vectors via Pixabay Ready to sell that home you've sunk your heart, soul and savings account into? Hoping to get a great return on all those green upgrades you had professionally performed? Don't rely on chance to get the ROI you deserve. Take charge of the sale of your high-performance home, and make sure everyone from...
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Posted on 01/05/2020
When Should You Buy a House?
The right time to purchase a home varies from person to person. Meanwhile, buying a house is one of the biggest decisions an individual may make in his or her lifetime. As such, it is important to weigh your options closely to determine if now if the right time to buy a house. There are several things you can...
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Posted on 12/29/2019
Select the Perfect Closet Lights
Image by B. Forenius from Shutterstock There are some overlooked places in your home that need proper lighting. A good example is a closet. Whether a closet is small or large, proper lighting is essential for safety and good illumination. When building a new space or upgrading an existing one, these tips will help you choose the ideal...
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Posted on 12/22/2019
What You Need to Know About Employment Verification and Mortgages
Applying for a mortgage is a big step towards homeownership and financial independence. If it’s your first time buying a home, you might be curious (and a little intimidated) about all of the things that go into your mortgage application. When reviewing your application, mortgage lenders are trying to determine how risky it is to lend you money. If...
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Posted on 12/15/2019
Outdoor Entertaining
Whether you're hosting outdoor gatherings in your own backyard or at another outdoor venue, there are a few elements you will need to consider carefully. The size of your space and the number of expected guests is only the beginning. You'll want to plan out the flow of traffic and access to certain areas. Seating is also an...
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Posted on 12/08/2019
Home Staging as a Marketing Tool
Image by ErikaWittlieb from Pixabay Home staging used to be a novelty you watched on the HGTV network. At the end of the program, the hosts would show up with a truckload of furnishings and a bunch of landscaping plants, and presto — a home would be transformed before your eyes. Today, home staging is a thriving bicoastal...
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Posted on 12/01/2019
Will Your Homebuying Strategy Work?
Before you launch a home search, you should put together a property buying plan. That way, you will know exactly what you want to accomplish during the homebuying journey and can tailor your house search accordingly. There are many things you can do to ensure your homebuying plan will work perfectly, and these include: 1. Create Homebuying Goals You...
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Posted on 11/24/2019
Which is Smarter: Paying Off the Mortgage or Investing?
Photo by Andrey_Popov via Shutterstock Often, when discussing ways to get out of debt, the subject of “mortgage versus investments” comes up. If you have a mortgage, your monthly budget likely revolves around paying it first, meaning investment ideas take a back seat. One way to free money up to invest is to pay off the mortgage, and...
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Posted on 11/17/2019
Do I Really Need a 20% Down Payment to Buy a Home?
We all know that buying a home is a significant decision that comes with a great deal of financial planning and preparation. However, few of us are taught the ins and outs of actually obtaining a mortgage to make your dream of homeownership come true. Mortgages are a complicated business that is always changing, both with fluctuations in market...
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Posted on 11/10/2019
How to Avoid a Complicated Home Selling Experience
Selling a house sometimes can be complicated. But if you understand the home selling journey, you may be better equipped than other sellers to avoid potential pitfalls. Now, let's take a look at three tips to help you simplify the home selling journey. 1. Analyze the Local Housing Market The age and condition of your home may have far-flung...
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